Wednesday, March 31, 2010

Cross-Training

As you may have heard, health care reform legislation is now the law. And a big part of it is that insurance companies may no longer reject you for pre-existing conditions. Cancer, diabetes, heart disease? No problem. You'll get insurance for the same price as your average 27 year-old Ironman tri-athlete. This serves those money-grubbing insurance companies right, don't you think? This new law should lower Big Insurance's outrageous 2.2% average annual pre-tax profit margins significantly, at least until they go flat broke.

But the really good news is you don't have to buy it until you absolutely have to have it. Oh, you'll have to pay a fine if you refuse to play nice and purchase it, but the fine will cost you much, much less than will the insurance. Considering this, it struck me that, for convenience sake, State Farm, Allstate, Farmers, Blue Cross, etc., should simply cross-train ambulance drivers and EMTs as insurance salesmen. Then, after they scrape what'[s left of you up off the pavement following a crash, or collect you from your foyer after a stroke or heart attack, they can simply sign you up, lights flashing and siren sounding, while you're on your way to the hospital. Then, you'll be able to enjoy what used to be the greatest health care system on planet Earth. Assuming, that is, that there will be any doctors at the hospital to treat you once you've arrived...

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